Our compliance approach

American Reserve Exchange holds assets on behalf of customers. It is operated separately from the American Reserve non-custodial wallet, with its own systems, identity data, and access controls.

Because we are custodial, we apply customer due diligence before funds can move.

Identity verification is performed by Shufti Pro (government document plus liveness check). Verification results are written only by our server from a signed callback and retained in an audit trail.

We operate a tiered model:

• Tier 0 — email-verified only; no funds movement is permitted.
• Tier 1 — full identity verification; required before a first deposit.
• Tier 2 — enhanced due diligence applied above a lifetime volume threshold.

We maintain a written anti-money-laundering programme appropriate to a money services business, including a designated compliance officer, risk-based monitoring, recordkeeping, sanctions screening, and suspicious-activity reporting procedures. The programme is being finalised ahead of launch.

American Reserve Exchange is not a bank and is not a deposit-taking institution. Holdings are not insured by the FDIC, SIPC, or any government agency. We do not provide investment advice or guarantee returns.

If you encounter a service claiming to be "American Reserve Exchange" that asks for your seed phrase or guarantees profits, it is fraudulent — report it to our security team.